Fassbender Insurance Agency | Slidell, LA
Your Insurance Agency and Insurance Broker!
Top Insurance Company for All of Your Insurance Needs!
Fassbender Insurance Agency has been operating in the Slidell, LA area since 2005. Our agents are very experienced and along with our staff are equipped with the knowledge and background to handle all types of insurance needs for you individually or for your business.
Fassbender Home Insurance – We Work With You to Get You the Best Insurance Rates!
Why do you Need Homeowners Insurance
Quite simply to protect all of your assets. This includes the physical building as well as the contents of your home. Most people think only about the things they can replace, like photos and other keepsakes, however, you will need help in replacing the functional items as well, such as furniture, appliances, and clothing, in case of a disaster. Home owners as well as renters insurance can help keep these unexpected costs from financially crippling you and your family.
What Does Homeowners Insurance Cover?
Homeowners insurance covers your home and the contents in your home against loss or damage from covered perils. This policy will pay to repair, rebuild, or replace your damaged or lost property.
Covered perils include, but are not limited to:
- Vandalism or malicious mischief
- Hurricane/wind (not flood)
- Damage from vehicles and aircraft
- Riots or civil commotion
- Glass breakage
What Does Renter’s Insurance Cover?
A comprehensive renter’s insurance policy would cover liability, replacement of your belongings in case of loss or damage, and cost of additional living expenses if your home is uninhabitable for an extended period of time. You can choose all of these are a subset for your policy.
Do you need renter’s insurance? It depends on how much you have and how much risk you are willing to take. Think about the answer to these questions when you are deciding. How much are my belongings worth and could I afford replace it all or the necessary items if they were stolen, damaged, or lost. What would I do in the event of a liability lawsuit against me?
Call us at (985) 607-0291
Fassbender Auto Insurance – We Help You Get the Best Rate!
What is the Best Car Insurance For You?
You must prove that you have financial responsibility before you can get or renew a driver’s license in Louisiana or obtain vehicle registration and inspection certificates. Proof of liability insurance is the minimum indication of financial responsibility. You may choose to get additional insurance to protect yourself and your car from under or uninsured drivers.
We will work with you to help you determine the best coverage options for your situation.
Here are things to consider in helping reduce your auto insurance costs.
- Maintain good credit. Regularly check your credit score since a low score may impact your premium.
- Choose an appropriate deductable. The higher the deductibe the lower the premium, but ensure that you can handle this deductible in case of an accident.
- Report mileage reductions.
- Take advantage of discounts. There are numberous discounts for age, marriage, a safe driving record, driving courses, and teenage driver discounts.
We also offer Classic Car Insurance, ATV Insurance, Motorcycle Insurance, and Temporary Car Insurance.
Call us at (985) 607-0291
Should I Buy Flood Insurance?
First of all, you should know that home insurance generally does not cover damages in the case of flooding. And as has been evidenced in 2017, flooding can occur almost anywhere. There are many weather events that may result in flooding from severe thunderstorms, hurricanes, to slow moving weather systems. If you are in a high risk area, then the answer is yes. In this case, it is mandated by FEMA that your mortgage company require you to have flood insurance.
What are the Flood Insurance Rates
The rates depend on several factors, including the flood risk for your property (flood zone), the level of insurance that you purchase, and the extent of the policy.
Or Call Fassbender Insurance (985) 607-0291 For More Assistance
Commercial Insurance for your Slidell Business
Small Business and Corporate Business Insurance helps you get through unforeseen situations, especially when you are operating on narrow margins. We can help you minimize your liability while keeping operating costs consistent. We have a large array of offerings that can help you achieve your goals. We will work with you in creating the best plans to meet the needs of your business.
What should Business Insurance cover?
Insurance needs for business mainly fall in these three areas.
- Business Liability Insurance
- Business Interruption
- Property Coverage
General Liability Insurance for Your Business
Protects you from claims against your business by others that your business caused harm to another person or business. This includes acts by your employees.
Especially when you are operating on tight margins, you will need help in the event that a disaster, natural or otherwise causes an interruption in your business operations. This type of insruance will keep you running while you and/or your business recovers.
There are many options for property coverage for your business. The amount you cover can include the buildings only or the buildings and content. You can insure these assets for any risk, or for only certain hazards.
We offer many other options for business insurance including worker’s compensation, commercial vehicle insurance, contractors insurance, and more.
Call Fassbender Insurance at (985) 607-0291
Fassbender Insurance Agency, LLC
1402 Gause Blvd., Suite A
Slidell, LA 70458